Jakarta – The Doctoral Program in Economics, Faculty of Economics and Business, held another open defense (promotion defense) for her dissertation on Monday, January 12, 2026. On this occasion, the doctoral candidate, Marjana, underwent an open dissertation defense which was held from 10:00 a.m. WIB until completion.

Marjana’s dissertation is entitled “The Effectiveness of Relaxation Policies in Mitigating the Impact of the Economic Downturn During the Pandemic on Sharia Banks’ Non-Performing Financing (NPF) and Return on Assets (ROA). This research comprehensively examines the relaxation policies implemented during the pandemic and their impact on Sharia banking performance, particularly on Non-Performing Financing (NPF) and Return on Assets (ROA).

The open session was led by Prof. Dr. Yolanda Masnita Siagian, CIRR, CMA, CPM as the chief examiner, with Dr. Husna Leila Yusran, MM, CMA, CPMA as the session secretary. Acting as promoter was Prof. Dr. Khomsiyah, Ak, CA, FCMA, CGMA, CRIB, accompanied by co-promoters Prof. Dr. Hermanto Siregar, M.Ec and Prof. Dr. Raditya Sukmana, SE, MA.

The examining team consisted of Dr. Soeharjoto, M.Si., and Dr. Dra. Ellyana Amran, M.Sc., as examiners, and Prof. Dr. Muhammad Maksum, S.H., M.A., M.D.C., as external examiner. During the hearing, the prospective examiner presented research findings, methodology, and policy implications relevant to strengthening the national Islamic banking sector during the crisis.

The promotional session was also attended by several invited guests from regulators, banks, and Islamic finance practitioners, including Ani Murdiati, Chairperson of the Islamic Finance LSP (Islamic Financial Institution), Yuwono Waluyo, President Director of Bank Mega Syariah, and Rasmono P. Aji, Business Director of Bank Mega Syariah. Also present were Arief Adhi S., Compliance Director of Bank Syariah Indonesia, Adi Warman Karim from Karim Consulting and Ustads Maulana attended to read Doa.

Also in attendance were Bank Mandiri Taspen leaders Sisi Rahmina, Head of the Corporate Secretary Division; Junaidi Hisom, President Commissioner; and Boedi Armanto, Independent Commissioner. From another strategic sector, Rabin Hatari, President Commissioner of Danantara, was present to discuss academic studies on the resilience and performance of Islamic banking during the crisis.

This promotion exam is a part of the academic process of the doctoral program and demonstrates scientific contributions to the development of Islamic economic and financial policies in Indonesia, particularly in addressing global economic challenges and emergencies such as the pandemic. Once again, congratulations and best wishes to Dr. Marjana. Click to watch exam on youtube